KARAN BHUTANI's articles

  1. Business
The mutual fund portfolio should be carefully designed keeping in mind your financial objective, investment horizon, and risk appetite. Whether it is a short-term or long-term goal, there are several mutual funds to cater your investment needs. As selecting a mutual fund is a unilateral decision, you can refer to past performance of a mutual […]
  1. Business
Every mutual fund offers a direct plan and regular plan to investors. Both the plans are identical, but the major difference is returns offered by them. Mutual fund advisors have taken a subscription from several mutual fund (MF) companies such as HDFC mutual fund, SBI mutual fund, etc. They also force you to buy mutual funds from […]
  1. Business
Several macro factors such as political or economic have a deep impact on your investments both positive and negative. As a result, investors make wrong decisions in mutual funds that may result in negative returns. Given below are the five important reasons that you have to change your asset allocation. 1. Change in personal profile: When […]
  1. Business
The benchmark yield on 10-year government securities on an upswing.  The government securities (G-sec) have already crossed the 8 per cent mark, raising the interest rates higher in the economy. In the past 2 years, the G-sec rates have moved up 2 percentage points. In a rising interest rate scenario, fixed income investors are spoilt […]
  1. Opinion
In an emerging economy wherein the inflation rate is growing by 6%, investing money in traditional saving schemes is a sub-optimal strategy. As inflation is eating the returns accrued from the investments made in varied asset classes. If the returns are less than the inflation rate, then you should revisit the investment strategy and consult […]
  1. Business
Investing in fixed deposits or recurring deposit is inevitable as you should focus on short-term goals such as daughter’s school fee three months from now. A long-term investment plan requires planning and informed decision making, be it stocks, mutual funds, National Pension Scheme (NPS), etc. Whatever be the case, you need to plan differently for […]